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USI campus to reopen, classes resume, January 28

Change is never easy, and we know this is a challenging time as you navigate recent announcements affecting programs and operations at Oakland City University. We want you to know that your educational journey doesn’t have to pause.

At the University of Southern Indiana, we are fully committed to helping you transition seamlessly so you can stay on track with your education journey. We’ve designed this dedicated page specifically for you to explore our programs, access resources, learn about credit transfers and continue your education with minimal interruption.

>> OCU Student Information

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Medical Insurance

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Preventive Care

  • 100% Preventive Care Coverage

Preventive Care

  • 100% Preventive Care Coverage

Preventive Care

  • 100% Preventive Care Coverage

Deductible

  • Network - $750 individual and $1,500 family
  • Non-Network - $1,500 individual and $3,000 family

Deductible

  • Network and Non-Network combined - $3,300 individual and $6,600 family

Deductible

  • Network and Non-Network combined - $0 individual and $0 family

Out-of-Pocket Maximum

  • Network - $4,500 individual and $9,000 family
  • Non-Network - $9,000 individual and $18,000 family

Out-of-Pocket Maximum

  • Network - $5,000 individual and $10,000 family
  • Non-Network - $10,000 individual and $20,000 family

Out-of-Pocket Maximum

  • Network - $4,000 individual and $8,000 family
  • Non-Network - $8,000 individual and $16,000 family

Co-Pays

  • In-network office visit - $30
  • In-network Urgent Care visit - $75
  • Emergency Room - $250 (in or out-of-network)

Co-Pays

  • Plan does not have co-pays

Co-Pays

  • Co-pay only plan - see app for details
    • Office visit co-pays from $5 to $40
    • In-network Urgent Care visit - $20
    • Emergency room co-pay $180 (in or out-of-network)

Co-Insurance

  • Network - 80% / 20%
  • Non-Network - 60% / 40%

Co-Insurance

  • Network - 80% / 20%
  • Non-Network - 60% / 40%

Co-Insurance

  • Plan does not have co-insurance

Prescription Benefits

  • Retail Pharmacies (30-day supply):
    • Tier 1 member pays $10
    • Tier 2 member pays $40
    • Tier 3 member pays $60
  • Mail Order (90-day supply):
    • Tier 1 member pays $20
    • Tier 2 member pays $80
    • Tier 3 member pays $120
  • Specialty Tier 4 member pays $150:
    • Eligible for Specialty Copay Assistance Program

Prescription Benefits

  • Retail Pharmacies (30-day supply):
    • Tiers 1-3 member pays 20% after deductible
  • Mail Order (90-day supply):
    • Tiers 1-3 member pays 20% after deductible
  • Specialty Tier 4 member pays 20%:
    • Eligible for Specialty Copay Assistance Program
  • Use GoodRx.com or Blinkhealth.com to find the best prices on prescriptions

Prescription Benefits

  • Retail Pharmacies (30-day supply):
    • Tier 1 member pays $5
    • Tier 2 member pays $20
    • Tier 3 member pays $40
  • Mail Order (90-day supply):
    • Tier 1 member pays $15
    • Tier 2 member pays $50
    • Tier 3 member pays $100
  • Specialty Tier 4 member pays $150: 
    • Eligible for Specialty Copay Assistance Program

No HSA Included

University HSA Contributions

  • Individual - $750 (Initial funding of $282 and a monthly contribution of $39)
  • Family - $1,500 (Initial funding of $564 and a monthly contribution of $78)

No HSA Included

Connect With
Human Resources

(812) 464-1815